In today's fast-paced and credit-driven world, many individuals find themselves overwhelmed by debt. Whether it's student loans, credit card balances, or personal loans, managing multiple repayments can be stressful. Fortunately, there are effective strategies to 減輕債務 and take back control of your financial future. 1. Understand Your Debt The first step to 減輕債務 is gaining a clear understanding of what you owe. List all your debts, including interest rates, monthly payments, and due dates....